Deposits


We invite small accounts, not because they are small, but because we know they will grow. We have confidence in your success.

Do not delay opening your account today!

To open an account contact us at 815-939-9458 (Aroma Park) 815-269-2570 (Danforth) or visit your nearest Farmers State Bank of Danforth and Aroma Park location.


Regular Checking

  • $100 Opening Deposit Minimum
  • $5.00 Service Charge Fee each statement cycle
  • $300 minimum balance throughout each statement cycle will waive the Service Charge Fee

Exempt from Service Charge:

  • Customers 62 years of age and over
  • Full-time students
  • Organizations

Now Account

  • $1000 Minimum Opening Deposit
  • $5.00 Service Charge Fee each statement cycle if the daily balance falls below $1000 or the average balance falls below $1,500 any day of the statement cycle
  • $1000 minimum balance to receive disclosed APR

Money Market Demand Account

  • $2500 Minimum Opening Deposit
  • $5.00 Service Charge Fee each statement cycle if the daily balance falls below $1000
  • Limit of 6 transfer or preauthorized debits per statement cycle
  • Limit of 3 checks per statement cycle

Savings Account

  • $100 Minimum Opening Deposit
  • $100 minimum daily balance to obtain the disclosed annual percentage yield
  • $3.00 Service Charge Fee will be imposed each month if the balance in the account falls below $100 ($10 for nonprofit organizations and account holders 14 years of age or younger)

Health Savings Account

  • $100 Minimum Opening Deposit
  • $100 minimum daily balance to obtain the disclosed annual percentage yield
  • No monthly service charge
  • Requires a high deductible health plan that meets IRS guidelines.

Business Checking

  • $500 Minimum Opening Deposit
  • $5.00 Service Charge Fee each statement cycle if the daily balance falls below $1000 or the average balance falls below $1,500 any day of the statement cycle

Other Accounts Offered

  • Certificate of Deposit
  • IRA